Benefits

_ I would also talk with the insurance carrier because if it's 100% employer paid, they will likely require all eligible employees be enrolled.

It's complicated.  If they go into or out of the HCE category it makes record keeping a pain. Why would you want to complicate your administration of benefits?  If the benefits are paid pre-tax and subject to Section 125, you run into problems.  ...

1. Yes it might be. 2. Don't you want all your employees to have life and disability insurance? Why exclude them? 3. Why discriminate against those that are actually saving you money by being enrolled in someone else's medical plan? ------------------------------ ...

_ Our company currently offers medical benefits with a considerable ER contribution. We are considering offering Life, LTD and STD. It has been proposed that we only contribute to Life, LTD and STD (100% ER paid) for employees enrolled in medical. Could ...

Hello David,  I would be interested in learning more about this tier: Tier 1: COVID19 Testing/Anti-body testing/ongoing monitoring/workplace guidelines (for employers with 25 or more employees) We are researching possible virtual solutions to at least ...